The issue of universal health care for Americans will quickly divide any room. The main claim favoring the topic is that it will provide health care that has bankrupted those who need help the most, while the main claim against it is that it will bankrupt the US. Somewhere in the middle is where the truth probably lies – nobody can honestly say whether or not either claim would occur.
With Obama the president-elect it is highly likely he will pursue the topic with a sense of urgency. Under Obama’s plan, the place you work for will have to 1) provide health insurance for employees, or 2) fall under a higher tax bracket. This concept directly combats the idea that the US will be bankrupted since the government won’t have to provide the majority of health insurance. Now, if a person doesn’t work then the government will provide their insurance. On paper this seems great. In reality the issue isn’t so simple.
If I were the head of a company I would choose to provide health insurance to my employees vice getting taxed at a higher rate. I would elect the most bare bones policy possible that would put majority of the costs with my employees seeking care. Then I would offer a lower salary to employees with the arrangement that I’m paying for their insurance. The companies would make out in this situation and the average person would still be stuck footing large medical bills. It seems, by simply saying, “100% of Americans have medical insurance” brings about a sense of security. How secure people are is up in the air… Close your eyes while walking across a rickety bridge and you’ll think you’re on solid ground.
Don’t get me wrong, I’m not against getting medical insurance to people and for lowering medical bills. My view is to push it out of the pocket of the federal government and into the responsibilities of states. Think of this for a minute:
State A chooses not to offer free medical insurance, because their population is large and it simply wouldn’t scale out well. But State B has a lower population and does offer free medical. People from State A might move to State B for the medical, and also bringing larger experience levels. This would be like Montana offering free medical and people from New York making their way out to Montana to live. Over time Montana could experience a population/industry boom and become a role model for other states. The purpose is to put the decision with the people. If you don’t want to pay the higher taxes for medical then move to a state without free medical. The population shift could be beneficial to the nation as a whole. Lastly, if a state makes a wrong move and becomes bankrupted with their decision then it is only one state, not an entire nation that is bankrupt.
Start pushing the idea that free medical should be an individual state responsibility.